I was hit head on, by a un-insured driver that totalled my truck. Luckily I drove my truck that day.
I paid $100 deductible on my UNDER-Insured drivers coverage. There's no such thing as un-insured drivers coverage in the state of WA, cause HA! all drivers by law have to have it HA!.
Anyhow my agent said it's less than 1 out 10 chance they will ever get any money out of these folks. If they do, I'll receive a check for my deductible.
So far, no check, and last time I checked with Sea-Tac PD, they hadn't seen her since they visited her at the hospital.