You realize it's not going to plunge right ? Turn off the TV, put down the WSJ for a few minutes and look at the trend over the past 3-6 months. The Dow's hit another high point, the day after all the talking heads were talking about stocks tanking and the market not recovering.
If you're not sure about the market, invest in some real estate in your area. Find a neighborhood that's transitioning in the right direction close to U Pitt's campus and buy a place. You don't even have to manage it, just buy it and turn it over to a management agency.