Attention everyone: MN doesnt have a point system! Best advice I can give you is to ask to speak with the prosecutor at court and work out a deal where you get probation for probably a year and it doesn't get put on your record. I did that a few years ago without my insurance going up. I don't know which courthouse you have to go to, but at the Dakota County one, most people were really nice and it wasn't as scary as I thought it would be. Good luck! Wish we had something like ticketassassin.com :(