jczarn Posted June 2, 2016 Report Share Posted June 2, 2016 Long time lurker here. Was t-boned yesterday by a guy who ran a red light. Based on the damage shown in the picture (passenger side airbags deployed both front and rear, middle window shattered, both passenger doors crushed, roof warped, rear quarter panel bent, is it safe to assume this will be considered totaled? For what it's worth, it seemed like I could not even shift from Drive to Park after the accident for some reason - the shifter almost seemed frozen. Any tips on getting a fair value for it from insurance? I have no idea what they are going to offer, but I'm assuming they won't quite understand the relative rarity/value of the R model. I kept it in pretty good shape, it had about 130,000 miles on it - it's been the most dependable car I've ever owned. Also, is there any point in trying to buy it back for salvage value? I'm guessing there would be a lot of work to get this drivable again (I assume the car disabled itself since the airbags went off, right?) Thanks! Link to comment Share on other sites More sharing options...
Ihatespeedbumps Posted June 2, 2016 Report Share Posted June 2, 2016 No doubt that is a total loss. You could try to find some recent sales of other VR's here, on SS etc. to show your insurance company. They certainly aren't a dime a dozen, especially if you've got three pedals. Sorry about your loss and hope you didn't get banged up too bad. Link to comment Share on other sites More sharing options...
flyfishing31568908306 Posted June 2, 2016 Report Share Posted June 2, 2016 hopefully everybody is ok. that car is shot, or at least it should be Link to comment Share on other sites More sharing options...
RoyW Posted June 2, 2016 Report Share Posted June 2, 2016 I sure could use that hood... if it will be parted out? where's the car located? Glad you are OK...Sorry the car clearly isn't RoyW Link to comment Share on other sites More sharing options...
jczarn Posted June 3, 2016 Author Report Share Posted June 3, 2016 Thanks everybody. Thankfully I didn't have my wife or kids in the car when this happened. And I walked away without much other than soreness and some tingling in the hands. I'm in the Chicago suburbs. Not sure what will happen, still waiting on the claims adjustor, but they said it will most likely be totaled based on the initial description. I'm not sure it's worth the effort to buy it back at salvage value from them (no idea what this would be yet), since I'll have to pay to get it towed somewhere, and then spend time trying to part it out. I'm open to being convinced otherwise, but I just don't see myself having enough time to part it out at this stage in my life. Link to comment Share on other sites More sharing options...
Tzantushka1568908311 Posted June 4, 2016 Report Share Posted June 4, 2016 Agree. I think you're lucky, the car has made the ultimate sacrifice and it's time to treat the car as a total loss. Just make sure your insurance company doesn't lowball you. Look around here and the other forums for sale prices of cars similar to yours. Go back with a counterproposal and see what they come back with. Link to comment Share on other sites More sharing options...
Uncle Boost Posted June 10, 2016 Report Share Posted June 10, 2016 Buy it back and sell it as a "Parts only" car...you'll make Thousands!! Whats the status?.. Link to comment Share on other sites More sharing options...
jczarn Posted June 13, 2016 Author Report Share Posted June 13, 2016 Finally heard back from the "total loss unit." The damage repair estimate was over $8000, so they consider it totaled. They used Autosource to find comparables and initially came back with an Actual Cash Value of about $6800, plus they'll pay registration fees/taxes etc. I pushed back and said that sounded low based on the average ebay results (I figured about $8200). He called me back and said he had Autosource look up some more comparables, and they increased the ACV to about $7600. Thoughts? He said the salvage value is $475, so I think I'll buy it back and part it out. RoyW, you might be in luck! PM me if you're still interested in the hood... Link to comment Share on other sites More sharing options...
ConorV70R Posted June 13, 2016 Report Share Posted June 13, 2016 where are you located? i'd be interested in some parts off this if you decide to part it out Link to comment Share on other sites More sharing options...
jczarn Posted June 13, 2016 Author Report Share Posted June 13, 2016 I'm in the western Chicago suburbs, but I'm having it towed to my family's property further north (about 1 hour 15 minutes northwest of Chicago) since I don't have room at my house for it. I'll post an update once this all happens. Any suggestions for the "biggest bang for the buck" items that I should try to sell, given that I don't have much time to mess with it? I suppose ideally it would be small parts that I could easily ship (maybe list on ebay etc). I'm open to parting out to forum members if anyone is interested, it will just be a bit more hassle for me since I don't live where the car will be located and will have to arrange it with my friend who lives nearby. Link to comment Share on other sites More sharing options...
flyfishing31568908306 Posted June 13, 2016 Report Share Posted June 13, 2016 pegs are always easy to sell if in good condition, sub woofer if you have on. third row is always bank seat skins if in good shape. esp. the driver side. HU has value. than motor etc. Link to comment Share on other sites More sharing options...
ConorV70R Posted June 13, 2016 Report Share Posted June 13, 2016 if it's a manual lots of people are usually looking for a good M66 (myself included) Link to comment Share on other sites More sharing options...
jczarn Posted June 13, 2016 Author Report Share Posted June 13, 2016 Sorry, it's an automatic :-( Mine has the dark blue (Nordkap?) leather seats, I think they are in pretty good shape overall, but I'll have to take another look once I get the car back. Link to comment Share on other sites More sharing options...
TacklaNHL1568908860 Posted June 13, 2016 Report Share Posted June 13, 2016 Just went through this on my 2007 S60R in February... the fight with insurance....it will not be pretty... Here's how it will go down and things you'll want to be aware of... 1. Check the blue-book values (NADA, and Kelly) and this will give you an idea of what insurance is going to offer you (minus your deductible, unless they have this guy's insurance info and will waive that for you.) 2. Collect your receipts for anything NON-MAINTENANCE, within the last 1 year period... this will be covered (it's not $ for $, though it will help you increase what they offer.) 3. As far as comparables.... be sure you're looking INSIDE OF YOUR STATE. I wasted time finding comparables... and since they weren't in my State, i had to start over. 4. Even with the comparables... you won't be pleased with how they handle it because they factor in "retail price" and the "seller's profit". So don't go thinking that the comparables "set the market value", cause insurance doesn't work with common logic. 5. Keep fighting. They'll slowly increase their offer, until they won't anymore. Then... if it's still not enough... you hire YOUR OWN appraiser. It's around $400 (the common price now for those services) and they provide the insurance company with a full 16-page appraisal. That $400 that I spent.... got them to come up on the price for the total loss by an additional $2300... so it's worth it. 6. After it's all said and done, the car may be around $1000 to buy it back (the price you've appraised and fought for, minus $1000.) Do it. Buy it back. You can double that money easily to most any Volvo indy shops locally, or online, or part it out yourself. Link to comment Share on other sites More sharing options...
IlGoon Posted June 13, 2016 Report Share Posted June 13, 2016 Shocked me - I have this car's twin, in the western burbs of chicago, and thought - aw, crap - my indie got in a wreck! I'm definitely interested in picking a few parts off you for cash - is it still down here or have you sent it north yet? DM me at eight four seven nine oh two sixty-nine sixty-seven. Link to comment Share on other sites More sharing options...
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